Surplus funds, also called excess proceeds, may remain when a tax or mortgage foreclosure sale brings in more than the debt and permitted sale costs. A former owner may have a claim to some or all of the remaining funds. Other interests and claims can affect what is payable.

A sale that generated more than the debt and permitted costs is a reason to review the records. We research the sale, identify who holds any funds, and review ownership information and documents that may affect a claim. A possible surplus does not guarantee eligibility or payment.

You may be able to file a claim yourself, but a county’s process can be difficult to navigate. Strict deadlines, missing documents, multiple owners, heirs, and competing claims can turn a seemingly simple request into a complicated process. Homeward Assets Recovery Group helps research your case, identify the documents needed, coordinate administrative steps, and follow up so you’re not left trying to figure it all out alone. We cover all attorney fees and other recovery costs, with a licensed attorney handling legal work when needed. Hiring us is optional, but our service is designed to take the burden of research, paperwork, and follow-up off your shoulders.

We work on a contingency basis, with no upfront recovery fee. We cover all attorney fees and other costs associated with your surplus funds recovery. Our recovery fee is payable only if funds are successfully recovered. Before you sign, we explain our fee and the agreement in writing, so you can review the terms and ask questions.

There is no single timeline. Documents, competing claims, and the reviewing authority’s requirements can affect the process. We explain what is known and provide updates without promising an approval or payment date. Required steps and deadlines vary by location and sale type, so records should be reviewed promptly.